Tropical Insurance Agency

Phone: (305) 221-2400
Fax: (305) 552-5360
8700 West Flagler Street
Suite 230
Miami, Florida 33174

General Liability

Commercial Lines

Look No Further for Your General Liability Insurance Quote in Miami

At Tropical Insurance Agency we understand the risks that a business can face and the importance of proper protection. General Liability insurance will protect your business and business assets in the unforeseen event of legal action being brought against your company. It protects against claims of any injury or damage to property that has happened at your place of business or by the actions of your employee. If you are in need of liability coverage for your business, Tropical Insurance Agency is the company to turn to for a general liability insurance quote in Miami.

General Liability Insurance is Far Reaching

A good general liability insurance policy will protect your business holdings in a number of situations. Accidents are never planned, but they are sometimes unavoidable. Ensure you have the coverage you need if that day ever arrives. Let Tropical Insurance Agency get you the coverage you need to protect your investments and livelihood.

Bodily Injury
If someone is physically hurt at your place of business or by the actions of one of your employees, the injured party can bring suit against your company. Without bodily injury liability insurance your business holdings would be fair game. If the injured third party wins the lawsuit the court could go as far as ordering you to liquidate your business assets to pay the claim. Bodily injury liability protects your business. The policy will pay a court judgement for the injury up to the amount of the policy. The more coverage, the higher your premium will be, but Tropical Insurance Agency can help you determine how much coverage is appropriate for your particular industry.

Property Damage
Damage caused to a third party's property that is directly caused by you while you work, or by one of your employees while on the job, is covered by general liability insurance. This includes damaged property that belongs to a client or is directly related to your work as well as any collateral damage to an uninvolved party's property.

Personal Injury
General liability insurance includes coverage for personal injury. Personal injury claims are for libel or slander suits brought against your company for something written or said about a third party. Although sometimes more difficult to prove, libel and slander suites can be significant and you want coverage in case it happens.

There are some other protections that general liability insurance affords, including:

  • Advertising injury
  • Electronic data liability
  • Defense costs

Call Tropical Insurance Agency to make certain that your business is properly covered against civil action. Lawsuits are brought about by unforeseen actions or incidents, but you want to be protected in the event that it happens to you. Tropical Insurance is the best agency for a general liability insurance quote in Miami.

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